LANGUAGE IN INDIA

Strength for Today and Bright Hope for Tomorrow

Volume 12 : 8 August 2012
ISSN 1930-2940

Managing Editor: M. S. Thirumalai, Ph.D.
Editors: B. Mallikarjun, Ph.D.
         Sam Mohanlal, Ph.D.
         B. A. Sharada, Ph.D.
         A. R. Fatihi, Ph.D.
         Lakhan Gusain, Ph.D.
         Jennifer Marie Bayer, Ph.D.
         S. M. Ravichandran, Ph.D.
         G. Baskaran, Ph.D.
         L. Ramamoorthy, Ph.D.
Assistant Managing Editor: Swarna Thirumalai, M.A.

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Microfinance and Women Empowerment in the Rural Areas of Cuddalore District of Tamilnadu

S. Malathi, M.Com., M.B.A., M.Phil. and K. Vijayarani, Ph.D.

Abstract

The present study examined Microfinance and Women Empowerment in the rural areas of Cuddalore district. The first researcher selected 100 samples randomly from Cuddalore district, Tamil Nadu. The researcher made an attempt to identify the factors which influence women empowerment in rural areas of Cuddalore district. Further, the study examined social and economic impacts of microfinance in the present study area. In this context, the collected data were analysed using statistical methods. The statistical tools such as chi-square and t-test were used. Finally, the results found sustained growth of women empowerment through microfinance in the rural areas of Cuddalore district.

Keywords: Microfinance, Women Empowerment, Self Help Group

Introduction

Today’s use of the expression Microfinance has its roots in the 1970s when organizations such as the Grameen Bank of Bangladesh with the Microfinance pioneer Professor. Mohammad Yunus, was started and shaped the modern industry of Microfinance.Another pioneer in this sector is Akhtar Hameed Khan a Pakistani development activist and social scientist. At that time a new wave of Microfinance initiatives introduced many new innovations into the sector. Many pioneering enterprises began experimenting with loaning to the underserved people. The main reason why Microfinance is dated to the 1970s is that the programs could show that people can be relied on to repay their loans and that it is possible to provide financial services to poor people through market-based enterprises without subsidy. Shore Bank was the first Microfinance and community development bank founded 1974 in Chicago.

This is only the beginning part of the article. PLEASE CLICK HERE TO READ THE ARTICLE IN PRINTER-FRIENDLY VERSION.

S. Malathi, M.Com., M.B.A., M.Phil.
Assistant Professor
Department of Commerce Wing
Directorate of Distance Education
Annamalai University
Annamalai Nagar
Tamilnadu
India
drdeivasigamani@yahoo.co.in

K. Vijayarani, Ph.D.
Professor
Department of Commerce Wing
Directorate of Distance Education
Annamalai University
Annamalai Nagar
Tamilnadu
India
Vijayarani25@gmail.com
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